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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,633 | $68,394+29.6% | $94,672-6.4% | $75,177+17.9% |
| Participation rate | 93.3% | 76.1%+17.3pp | 80.8%+12.5pp | 67.2%+26.1pp |
| Annual return | 14.68% | 616.92%-602.2pp | 156.89%-142.2pp | 160.75%-146.1pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,738 | $6,536+3.1% | $7,417-9.2% | $4,126+63.3% |
| Admin fee / account holder | $3,496 | $5,326-34.4% | $7,222-51.6% | $5,651-38.1% |