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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,745 | $70,486+24.5% | $100,535-12.7% | $79,856+9.9% |
| Participation rate | 90.7% | 73.6%+17.1pp | 79.4%+11.3pp | 69.6%+21.1pp |
| Annual return | 9.39% | 21.90%-12.5pp | 30.90%-21.5pp | 31.71%-22.3pp |
| Employer contribution / active EE | $720 | $2,165-66.7% | $3,419-78.9% | $2,471-70.9% |
| Participant deferral / active EE | $5,925 | $5,182+14.3% | $6,271-5.5% | $3,741+58.4% |
| Admin fee / account holder | $3,818 | $4,480-14.8% | $8,085-52.8% | $5,306-28.1% |