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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,233 | $52,911+11.9% | $73,309-19.2% | $59,633-0.7% |
| Participation rate | 87.5% | 68.2%+19.3pp | 74.9%+12.6pp | 68.7%+18.8pp |
| Annual return | -5.20% | 12.20%-17.4pp | 5.67%-10.9pp | 2041.45%-2046.6pp |
| Employer contribution / active EE | $973 | $1,909-49.0% | $3,237-70.0% | $2,203-55.8% |
| Participant deferral / active EE | $5,849 | $4,069+43.7% | $4,991+17.2% | $3,192+83.3% |
| Admin fee / account holder | $2,351 | $3,835-38.7% | $5,635-58.3% | $4,297-45.3% |