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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Service code 55 · EIN 26-4310632 | Other Commissions | $79,812 |
PENSION ASSURANCE LLP5 years Service code 10 · EIN 30-0840934 | Accounting | $13,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$90,162 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,738 | $107,415-14.6% | $135,998-32.5% | $80,187+14.4% |
| Participation rate | 98.1% | 78.0%+20.1pp | 81.9%+16.2pp | 72.9%+25.1pp |
| Annual return | 34.25% | 91.99%-57.7pp | 68.37%-34.1pp | 40.40%-6.2pp |
| Employer contribution / active EE | $7,401 | $3,878+90.8% | $4,860+52.3% | $2,980+148.4% |
| Participant deferral / active EE | $15,561 | $8,189+90.0% | $7,761+100.5% | $5,016+210.2% |
| Admin fee / account holder | -$33 | $127-126.2% | $10,769-100.3% | $145-122.9% |