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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY7 years Service code 55 · EIN 26-4310632 | Other Commissions | $64,974 |
PENSION ASSURANCE LLP4 years Service code 10 · EIN 30-0840934 | Accounting | $12,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$39,233 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,232 | $95,388-28.5% | $125,401-45.6% | $77,906-12.4% |
| Participation rate | 96.0% | 78.6%+17.4pp | 82.4%+13.6pp | 73.7%+22.3pp |
| Annual return | -15.30% | 116.19%-131.5pp | 572.53%-587.8pp | 12.16%-27.5pp |
| Employer contribution / active EE | $6,221 | $3,666+69.7% | $4,816+29.2% | $2,846+118.5% |
| Participant deferral / active EE | $13,293 | $7,711+72.4% | $7,448+78.5% | $4,805+176.6% |
| Admin fee / account holder | -$14 | $119-111.8% | $10,008-100.1% | $133-110.6% |