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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6 years Service code 55 · EIN 26-4310632 | Other Commissions | $73,371 |
PENSION ASSURANCE LLP3 years Service code 10 · EIN 30-0840934 | Accounting | $11,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$100,441 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,969 | $120,450-27.0% | $159,495-44.8% | $93,010-5.4% |
| Participation rate | 97.1% | 78.0%+19.2pp | 82.8%+14.3pp | 73.9%+23.2pp |
| Annual return | 28.54% | 27.11%+1.4pp | 263.72%-235.2pp | 158.70%-130.2pp |
| Employer contribution / active EE | $5,988 | $3,526+69.8% | $4,831+23.9% | $2,705+121.3% |
| Participant deferral / active EE | $13,402 | $7,283+84.0% | $7,354+82.3% | $4,561+193.9% |
| Admin fee / account holder | -$63 | $137-146.2% | $10,804-100.6% | $152-141.7% |