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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,733 | $55,930+108.7% | $76,089+53.4% | $80,925+44.2% |
| Participation rate | 90.0% | 62.1%+27.9pp | 69.1%+20.9pp | 67.7%+22.3pp |
| Annual return | 19.13% | 20.58%-1.4pp | 360.94%-341.8pp | 35.65%-16.5pp |
| Employer contribution / active EE | $5,970 | $1,866+219.9% | $2,690+122.0% | $2,756+116.6% |
| Participant deferral / active EE | $9,426 | $3,051+209.0% | $4,259+121.3% | $4,299+119.3% |
| Admin fee / account holder | $18,674 | $5,241+256.3% | $6,418+191.0% | $6,940+169.1% |