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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,733 | $55,902+108.8% | $76,030+53.5% | $80,959+44.2% |
| Participation rate | 90.0% | 62.1%+27.9pp | 69.1%+20.9pp | 67.7%+22.3pp |
| Annual return | 19.13% | 20.59%-1.5pp | 361.54%-342.4pp | 35.67%-16.5pp |
| Employer contribution / active EE | $5,970 | $1,867+219.8% | $2,688+122.2% | $2,757+116.5% |
| Participant deferral / active EE | $9,426 | $3,051+209.0% | $4,257+121.4% | $4,300+119.2% |
| Admin fee / account holder | $18,674 | $5,239+256.4% | $6,421+190.8% | $6,925+169.6% |