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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,717 | $58,627+134.9% | $76,735+79.5% | $82,448+67.0% |
| Participation rate | 91.8% | 63.2%+28.6pp | 69.5%+22.3pp | 68.1%+23.7pp |
| Annual return | 18.24% | 39.10%-20.9pp | 29.77%-11.5pp | 41.64%-23.4pp |
| Employer contribution / active EE | $7,259 | $1,729+319.8% | $2,454+195.8% | $2,551+184.6% |
| Participant deferral / active EE | $10,998 | $3,134+251.0% | $4,088+169.0% | $4,139+165.7% |
| Admin fee / account holder | $23,955 | $5,323+350.1% | $7,189+233.2% | $7,234+231.1% |