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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,231 | $47,944-30.7% | $67,834-51.0% | $62,881-47.2% |
| Participation rate | 89.4% | 61.1%+28.3pp | 68.8%+20.6pp | 69.3%+20.1pp |
| Annual return | 28.96% | 11.77%+17.2pp | 138.47%-109.5pp | 20.14%+8.8pp |
| Employer contribution / active EE | $4,664 | $1,562+198.6% | $2,403+94.1% | $2,281+104.5% |
| Participant deferral / active EE | $7,119 | $2,247+216.9% | $3,160+125.3% | $3,203+122.3% |
| Admin fee / account holder | $1,063 | $3,712-71.4% | $4,622-77.0% | $4,296-75.3% |