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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,682 | $52,580+0.2% | $71,671-26.5% | $70,126-24.9% |
| Participation rate | 86.5% | 60.9%+25.6pp | 68.7%+17.8pp | 69.5%+17.0pp |
| Annual return | 19.71% | 20.25%-0.5pp | 20.65%-0.9pp | 73.15%-53.4pp |
| Employer contribution / active EE | $5,253 | $1,616+225.1% | $2,460+113.6% | $2,343+124.3% |
| Participant deferral / active EE | $8,622 | $2,386+261.3% | $3,438+150.8% | $3,332+158.8% |
| Admin fee / account holder | $2,154 | $3,653-41.0% | $5,558-61.2% | $4,645-53.6% |