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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,128 | $48,267+84.7% | $68,794+29.6% | $68,495+30.1% |
| Participation rate | 89.7% | 60.7%+29.1pp | 69.0%+20.7pp | 67.9%+21.9pp |
| Annual return | -15.61% | -12.70%-2.9pp | -6.37%-9.2pp | -7.84%-7.8pp |
| Employer contribution / active EE | $5,878 | $1,829+221.4% | $2,656+121.4% | $2,596+126.4% |
| Participant deferral / active EE | $9,457 | $2,867+229.9% | $3,941+140.0% | $4,028+134.8% |
| Admin fee / account holder | $11,668 | $4,362+167.5% | $4,934+136.5% | $5,403+115.9% |