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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,836 | $78,197+81.4% | $98,090+44.6% | $82,637+71.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 21.63% | 40.25%-18.6pp | 37.05%-15.4pp | 53.51%-31.9pp |
| Employer contribution / active EE | $9,499 | $2,605+264.7% | $3,606+163.4% | $2,552+272.2% |
| Participant deferral / active EE | $16,611 | $6,636+150.3% | $7,845+111.7% | $4,126+302.6% |
| Admin fee / account holder | $4,004 | $14,832-73.0% | $11,815-66.1% | $7,339-45.4% |