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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,556 | $107,944+2.4% | $91,994+20.2% | $152,885-27.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 26.68% | 89.26%-62.6pp | 69.03%-42.4pp | 345.39%-318.7pp |
| Employer contribution / active EE | $8,849 | $4,210+110.2% | $3,452+156.3% | $4,763+85.8% |
| Participant deferral / active EE | $10,680 | $6,365+67.8% | $5,923+80.3% | $5,851+82.5% |
| Admin fee / account holder | $3,506 | $10,521-66.7% | $7,743-54.7% | $11,598-69.8% |