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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,304 | $68,412-1.6% | $94,679-28.9% | $75,181-10.5% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 25.05% | 616.91%-591.9pp | 156.75%-131.7pp | 160.69%-135.6pp |
| Employer contribution / active EE | $8,207 | $2,701+203.9% | $3,673+123.5% | $2,671+207.3% |
| Participant deferral / active EE | $12,597 | $6,537+92.7% | $7,417+69.8% | $4,126+205.3% |
| Admin fee / account holder | $1,188 | $5,326-77.7% | $7,233-83.6% | $5,650-79.0% |