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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,786 | $115,911-22.5% | $100,530-10.7% | $158,950-43.5% |
| Participation rate | 94.4% | 81.6%+12.9pp | 79.4%+15.0pp | 82.0%+12.5pp |
| Annual return | 23.81% | 34.80%-11.0pp | 30.89%-7.1pp | 302.91%-279.1pp |
| Employer contribution / active EE | $8,310 | $4,104+102.5% | $3,418+143.1% | $4,762+74.5% |
| Participant deferral / active EE | $10,737 | $6,676+60.8% | $6,271+71.2% | $5,983+79.5% |
| Admin fee / account holder | $1,112 | $10,999-89.9% | $8,083-86.2% | $11,248-90.1% |