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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,867 | $135,956-45.7% | $123,894-40.4% | $273,972-73.0% |
| Participation rate | 94.1% | 84.1%+10.1pp | 81.4%+12.7pp | 83.0%+11.1pp |
| Annual return | 10.94% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.5pp |
| Employer contribution / active EE | $12,678 | $5,170+145.2% | $4,617+174.6% | $4,869+160.4% |
| Participant deferral / active EE | $6,923 | $6,343+9.2% | $5,984+15.7% | $5,287+30.9% |
| Admin fee / account holder | $878 | $9,817-91.1% | $8,357-89.5% | $10,133-91.3% |