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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,552 | $176,105+14.4% | $159,474+26.4% | $167,536+20.3% |
| Participation rate | 85.0% | 85.0%0pp | 82.8%+2.2pp | 82.1%+2.9pp |
| Annual return | 23.49% | 331.91%-308.4pp | 263.68%-240.2pp | 478.82%-455.3pp |
| Employer contribution / active EE | $12,471 | $5,299+135.4% | $4,831+158.2% | $4,839+157.7% |
| Participant deferral / active EE | $5,592 | $7,751-27.9% | $7,353-24.0% | $6,342-11.8% |
| Admin fee / account holder | $12,127 | $12,559-3.4% | $10,802+12.3% | $12,315-1.5% |