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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,375 | $148,629+20.0% | $135,982+31.2% | $139,487+27.9% |
| Participation rate | 81.0% | 83.9%-2.9pp | 81.9%-1.0pp | 80.3%+0.6pp |
| Annual return | 24.65% | 79.33%-54.7pp | 68.32%-43.7pp | 373.84%-349.2pp |
| Employer contribution / active EE | $17,430 | $5,247+232.2% | $4,859+258.7% | $4,755+266.6% |
| Participant deferral / active EE | $6,211 | $8,102-23.3% | $7,760-20.0% | $6,713-7.5% |
| Admin fee / account holder | $8,287 | $12,406-33.2% | $10,767-23.0% | $11,407-27.4% |