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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,412 | $150,442-27.9% | $136,295-20.5% | $147,585-26.5% |
| Participation rate | 70.6% | 84.4%-13.8pp | 81.9%-11.3pp | 82.8%-12.2pp |
| Annual return | 21.47% | 1049.09%-1027.6pp | 5155.97%-5134.5pp | 578.56%-557.1pp |
| Employer contribution / active EE | $12,872 | $5,256+144.9% | $4,695+174.1% | $4,876+164.0% |
| Participant deferral / active EE | $4,940 | $6,630-25.5% | $6,247-20.9% | $5,439-9.2% |
| Admin fee / account holder | $1,378 | $10,905-87.4% | $9,243-85.1% | $10,885-87.3% |