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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,668 | $165,399+22.5% | $149,745+35.3% | $158,982+27.5% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 20.16% | 348.34%-328.2pp | 276.72%-256.6pp | 302.99%-282.8pp |
| Employer contribution / active EE | $11,021 | $5,105+115.9% | $4,646+137.2% | $4,763+131.4% |
| Participant deferral / active EE | $4,475 | $7,183-37.7% | $6,843-34.6% | $5,983-25.2% |
| Admin fee / account holder | $314 | $10,811-97.1% | $9,312-96.6% | $11,252-97.2% |