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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,296 | $181,896-82.2% | $156,551-79.4% | $273,972-88.2% |
| Participation rate | 94.7% | 88.4%+6.4pp | 84.0%+10.7pp | 83.0%+11.7pp |
| Annual return | 11.92% | 30.74%-18.8pp | 32.23%-20.3pp | 41.46%-29.5pp |
| Employer contribution / active EE | $2,588 | $6,248-58.6% | $5,501-52.9% | $4,869-46.8% |
| Participant deferral / active EE | $4,651 | $5,550-16.2% | $4,871-4.5% | $5,287-12.0% |
| Admin fee / account holder | $902 | $15,560-94.2% | $13,028-93.1% | $10,133-91.1% |