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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,142 | $198,457-78.3% | $170,435-74.7% | $147,586-70.8% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 14.69% | 257.30%-242.6pp | 205.94%-191.2pp | 578.59%-563.9pp |
| Employer contribution / active EE | $2,323 | $6,183-62.4% | $5,432-57.2% | $4,876-52.4% |
| Participant deferral / active EE | $4,354 | $5,629-22.7% | $4,939-11.9% | $5,439-19.9% |
| Admin fee / account holder | $1,479 | $16,852-91.2% | $13,881-89.3% | $10,886-86.4% |