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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,623 | $85,171-53.5% | $172,753-77.1% | $72,976-45.7% |
| Participation rate | 92.6% | 70.1%+22.5pp | 82.6%+9.9pp | 69.5%+23.1pp |
| Annual return | 20.41% | 27.32%-6.9pp | 803.00%-782.6pp | 81.02%-60.6pp |
| Employer contribution / active EE | $2,875 | $3,324-13.5% | $5,144-44.1% | $2,440+17.8% |
| Participant deferral / active EE | $6,136 | $3,260+88.2% | $5,198+18.1% | $3,608+70.1% |
| Admin fee / account holder | $987 | $5,880-83.2% | $13,956-92.9% | $5,124-80.7% |