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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,487 | $78,690+41.7% | $161,489-31.0% | $87,485+27.4% |
| Participation rate | 92.6% | 67.5%+25.1pp | 78.7%+13.9pp | 68.9%+23.7pp |
| Annual return | 18.49% | 32.74%-14.3pp | 89.72%-71.2pp | 26.06%-7.6pp |
| Employer contribution / active EE | $3,595 | $2,588+38.9% | $4,268-15.8% | $2,596+38.5% |
| Participant deferral / active EE | $7,893 | $3,311+138.4% | $5,630+40.2% | $4,274+84.7% |
| Admin fee / account holder | $3,518 | $6,724-47.7% | $16,006-78.0% | $7,775-54.8% |