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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,132 | $81,276-0.2% | $155,574-47.9% | $80,925+0.3% |
| Participation rate | 93.8% | 66.2%+27.5pp | 78.2%+15.5pp | 67.7%+26.1pp |
| Annual return | 14.93% | 33.36%-18.4pp | 64.87%-49.9pp | 35.65%-20.7pp |
| Employer contribution / active EE | $3,217 | $3,103+3.7% | $4,676-31.2% | $2,756+16.7% |
| Participant deferral / active EE | $6,475 | $3,453+87.5% | $5,629+15.0% | $4,299+50.6% |
| Admin fee / account holder | $5,733 | $7,993-28.3% | $15,914-64.0% | $6,940-17.4% |