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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,430 | $167,483+117.6% | $115,752+214.8% | $147,586+146.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 82.8%+17.2pp |
| Annual return | 18.31% | 12.11%+6.2pp | 19.41%-1.1pp | 578.59%-560.3pp |
| Employer contribution / active EE | $11,841 | $4,960+138.7% | $3,492+239.1% | $4,876+142.8% |
| Participant deferral / active EE | $18,000 | $7,037+155.8% | $5,204+245.9% | $5,439+231.0% |
| Admin fee / account holder | $3,031 | $13,069-76.8% | $6,278-51.7% | $10,886-72.2% |