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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,667 | $755,339-63.9% | $379,746-28.2% | $158,982+71.5% |
| Participation rate | 100.0% | 81.8%+18.2pp | 78.4%+21.6pp | 82.0%+18.0pp |
| Annual return | 12.50% | 53.41%-40.9pp | 34.90%-22.4pp | 302.99%-290.5pp |
| Employer contribution / active EE | $2,556 | $4,685-45.5% | $3,540-27.8% | $4,763-46.3% |
| Participant deferral / active EE | $19,500 | $7,938+145.7% | $6,024+223.7% | $5,983+225.9% |
| Admin fee / account holder | $2,141 | $14,482-85.2% | $7,927-73.0% | $11,252-81.0% |