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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,380 | $147,727+32.9% | $115,756+69.6% | $134,545+46.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.1%+22.9pp | 81.2%+18.8pp |
| Annual return | -16.63% | 73.96%-90.6pp | 143.14%-159.8pp | 418.37%-435.0pp |
| Employer contribution / active EE | $0 | $4,713-100.0% | $3,793-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $11,767 | $7,563+55.6% | $6,254+88.2% | $6,401+83.8% |
| Admin fee / account holder | $2,494 | $14,571-82.9% | $8,124-69.3% | $11,431-78.2% |