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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,901 | $152,651+55.2% | $105,218+125.2% | $125,389+88.9% |
| Participation rate | 100.0% | 81.5%+18.5pp | 77.2%+22.8pp | 83.2%+16.8pp |
| Annual return | 0.62% | 8.24%-7.6pp | 5.33%-4.7pp | 282.24%-281.6pp |
| Employer contribution / active EE | $9,603 | $4,802+100.0% | $3,255+195.0% | $4,866+97.3% |
| Participant deferral / active EE | $17,500 | $6,660+162.8% | $4,867+259.6% | $5,352+227.0% |
| Admin fee / account holder | $896 | $14,248-93.7% | $6,992-87.2% | $9,541-90.6% |