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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,153 | $884,045-62.3% | $453,569-26.5% | $167,536+98.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 78.0%+22.0pp | 82.1%+17.9pp |
| Annual return | 15.84% | 29.49%-13.7pp | 64.43%-48.6pp | 478.82%-463.0pp |
| Employer contribution / active EE | $2,645 | $5,538-52.2% | $4,072-35.0% | $4,839-45.3% |
| Participant deferral / active EE | $20,433 | $7,898+158.7% | $6,211+229.0% | $6,342+222.2% |
| Admin fee / account holder | $2,947 | $22,063-86.6% | $11,214-73.7% | $12,315-76.1% |