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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,265 | $77,157+2.7% | $108,405-26.9% | $85,851-7.7% |
| Participation rate | 80.0% | 74.7%+5.3pp | 80.1%-0.1pp | 69.3%+10.7pp |
| Annual return | 11.14% | 44.55%-33.4pp | 905.55%-894.4pp | 318.63%-307.5pp |
| Employer contribution / active EE | $2,361 | $2,379-0.8% | $3,559-33.7% | $2,565-8.0% |
| Participant deferral / active EE | $7,741 | $5,567+39.1% | $6,563+17.9% | $3,952+95.9% |
| Admin fee / account holder | $22,569 | $5,174+336.2% | $7,297+209.3% | $6,261+260.5% |