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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,090 | $58,600+0.8% | $83,327-29.1% | $64,173-7.9% |
| Participation rate | 82.1% | 72.0%+10.0pp | 77.8%+4.3pp | 69.6%+12.5pp |
| Annual return | -7.74% | 9.66%-17.4pp | 10.64%-18.4pp | 7.63%-15.4pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,573 | $4,656+19.7% | $5,565+0.1% | $3,470+60.6% |
| Admin fee / account holder | $6,453 | $9,282-30.5% | $7,540-14.4% | $4,887+32.0% |