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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,634 | $59,111+21.2% | $86,451-17.1% | $68,490+4.6% |
| Participation rate | 78.6% | 75.2%+3.3pp | 80.3%-1.8pp | 67.9%+10.7pp |
| Annual return | -18.94% | -0.22%-18.7pp | 4398.51%-4417.4pp | -7.85%-11.1pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,770-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,799 | $5,900+32.2% | $6,953+12.2% | $4,028+93.6% |
| Admin fee / account holder | $6,290 | $5,640+11.5% | $6,734-6.6% | $5,403+16.4% |