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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,435 | $70,486+9.9% | $100,535-23.0% | $79,856-3.0% |
| Participation rate | 89.7% | 73.6%+16.1pp | 79.4%+10.3pp | 69.6%+20.1pp |
| Annual return | 16.04% | 21.90%-5.9pp | 30.90%-14.9pp | 31.71%-15.7pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,967 | $5,182+15.2% | $6,271-4.9% | $3,741+59.5% |
| Admin fee / account holder | $3,480 | $4,480-22.3% | $8,085-57.0% | $5,306-34.4% |