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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,867 | $63,355+11.9% | $91,989-23.0% | $72,986-2.9% |
| Participation rate | 84.7% | 72.5%+12.2pp | 78.6%+6.1pp | 69.5%+15.2pp |
| Annual return | 21.51% | 35.35%-13.8pp | 69.02%-47.5pp | 81.01%-59.5pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,452-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,794 | $4,883-1.8% | $5,923-19.1% | $3,607+32.9% |
| Admin fee / account holder | $2,416 | $4,668-48.2% | $7,743-68.8% | $5,124-52.9% |