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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $146,466 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, LLC Service code 26 · EIN 84-4519624 | Advisory (Participants) | $39,974 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,902 | $129,159-31.9% | $184,243-52.3% | $77,714+13.1% |
| Participation rate | 96.3% | 87.4%+8.9pp | 86.8%+9.5pp | 70.6%+25.7pp |
| Annual return | 19.04% | 33.22%-14.2pp | 28.82%-9.8pp | 31.26%-12.2pp |
| Employer contribution / active EE | $2,379 | $4,410-46.0% | $6,427-63.0% | $2,727-12.7% |
| Participant deferral / active EE | $9,205 | $7,305+26.0% | $9,132+0.8% | $4,649+98.0% |
| Admin fee / account holder | $153 | $256-40.3% | $13,914-98.9% | $433-64.8% |