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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $158,642 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $19,809 |
Service code 27 · EIN 20-8874282 | Advisory (Plan) | $19,801 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,670 | $95,918-49.3% | $151,628-67.9% | $77,906-37.5% |
| Participation rate | 95.6% | 88.7%+6.8pp | 87.5%+8.1pp | 73.7%+21.9pp |
| Annual return | -16.08% | -5.50%-10.6pp | 3.34%-19.4pp | 12.16%-28.2pp |
| Employer contribution / active EE | $2,422 | $4,330-44.1% | $6,165-60.7% | $2,846-14.9% |
| Participant deferral / active EE | $8,211 | $7,508+9.4% | $8,363-1.8% | $4,805+70.9% |
| Admin fee / account holder | $127 | $93+35.8% | $11,613-98.9% | $133-4.5% |