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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,061 | $102,429+288.6% | $147,096+170.6% | $80,925+391.9% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 12.64% | 135.02%-122.4pp | 419.75%-407.1pp | 35.65%-23.0pp |
| Employer contribution / active EE | $2,956 | $3,716-20.4% | $4,936-40.1% | $2,756+7.2% |
| Participant deferral / active EE | $11,659 | $6,649+75.4% | $8,071+44.5% | $4,299+171.2% |
| Admin fee / account holder | $28,170 | $7,957+254.0% | $13,005+116.6% | $6,940+305.9% |