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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,931 | $98,776+239.1% | $149,745+123.7% | $79,856+319.4% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.6%+26.8pp |
| Annual return | 13.36% | 27.38%-14.0pp | 276.72%-263.4pp | 31.71%-18.4pp |
| Employer contribution / active EE | $3,090 | $3,217-4.0% | $4,646-33.5% | $2,471+25.0% |
| Participant deferral / active EE | $10,616 | $5,681+86.9% | $6,843+55.1% | $3,741+183.8% |
| Admin fee / account holder | $60,394 | $6,053+897.8% | $9,312+548.6% | $5,306+1038.1% |