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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,808 | $77,817+242.9% | $123,553+115.9% | $64,173+315.8% |
| Participation rate | 97.1% | 74.7%+22.3pp | 82.3%+14.8pp | 69.6%+27.5pp |
| Annual return | -4.64% | 12.49%-17.1pp | 119.21%-123.8pp | 7.63%-12.3pp |
| Employer contribution / active EE | $2,325 | $3,014-22.9% | $4,628-49.8% | $2,381-2.3% |
| Participant deferral / active EE | $8,671 | $5,240+65.5% | $6,426+34.9% | $3,470+149.9% |
| Admin fee / account holder | $5,319 | $5,519-3.6% | $9,284-42.7% | $4,887+8.8% |