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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,332 | $82,678+311.6% | $125,391+171.4% | $68,490+396.9% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -15.67% | -5.97%-9.7pp | 572.41%-588.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $2,793 | $3,382-17.4% | $4,816-42.0% | $2,597+7.6% |
| Participant deferral / active EE | $10,541 | $6,111+72.5% | $7,448+41.5% | $4,028+161.7% |
| Admin fee / account holder | $23,287 | $6,277+271.0% | $10,009+132.7% | $5,403+331.0% |