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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,095 | $105,200+281.3% | $159,474+151.5% | $85,847+367.2% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.8%+13.5pp | 69.3%+27.0pp |
| Annual return | 16.24% | 45.08%-28.8pp | 263.68%-247.4pp | 318.61%-302.4pp |
| Employer contribution / active EE | $3,225 | $3,319-2.8% | $4,831-33.2% | $2,565+25.7% |
| Participant deferral / active EE | $11,587 | $5,946+94.9% | $7,353+57.6% | $3,952+193.2% |
| Admin fee / account holder | $15,309 | $6,934+120.8% | $10,802+41.7% | $6,261+144.5% |