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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,203 | $93,617+291.2% | $135,982+169.3% | $75,177+387.1% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 18.59% | 30.89%-12.3pp | 68.32%-49.7pp | 160.75%-142.2pp |
| Employer contribution / active EE | $2,765 | $3,538-21.8% | $4,859-43.1% | $2,671+3.5% |
| Participant deferral / active EE | $11,464 | $6,406+79.0% | $7,760+47.7% | $4,126+177.8% |
| Admin fee / account holder | $37,722 | $6,980+440.5% | $10,767+250.3% | $5,651+567.5% |