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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,555 | $176,105+6.5% | $159,474+17.6% | $167,536+11.9% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 12.89% | 331.91%-319.0pp | 263.68%-250.8pp | 478.82%-465.9pp |
| Employer contribution / active EE | $798 | $5,299-84.9% | $4,831-83.5% | $4,839-83.5% |
| Participant deferral / active EE | $5,302 | $7,751-31.6% | $7,353-27.9% | $6,342-16.4% |
| Admin fee / account holder | $4,705 | $12,559-62.5% | $10,802-56.4% | $12,315-61.8% |