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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,957 | $157,296-12.9% | $141,191-3.0% | $152,897-10.4% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | 19.82% | 64.34%-44.5pp | 71.41%-51.6pp | 345.43%-325.6pp |
| Employer contribution / active EE | $691 | $5,262-86.9% | $4,736-85.4% | $4,764-85.5% |
| Participant deferral / active EE | $4,482 | $7,111-37.0% | $6,710-33.2% | $5,851-23.4% |
| Admin fee / account holder | $32,225 | $12,125+165.8% | $10,264+214.0% | $11,599+177.8% |