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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,818 | $138,114-8.9% | $125,391+0.3% | $134,545-6.5% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -15.26% | 750.88%-766.1pp | 572.41%-587.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $783 | $5,246-85.1% | $4,816-83.7% | $4,742-83.5% |
| Participant deferral / active EE | $5,456 | $7,801-30.1% | $7,448-26.7% | $6,401-14.8% |
| Admin fee / account holder | $30,042 | $11,570+159.7% | $10,009+200.2% | $11,431+162.8% |