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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,472 | $148,623-18.9% | $135,974-11.4% | $139,466-13.6% |
| Participation rate | 73.7% | 83.9%-10.2pp | 81.9%-8.2pp | 80.3%-6.6pp |
| Annual return | 17.28% | 79.30%-62.0pp | 68.30%-51.0pp | 373.66%-356.4pp |
| Employer contribution / active EE | $811 | $5,246-84.5% | $4,859-83.3% | $4,754-82.9% |
| Participant deferral / active EE | $5,430 | $8,103-33.0% | $7,760-30.0% | $6,712-19.1% |
| Admin fee / account holder | $2,999 | $12,406-75.8% | $10,767-72.1% | $11,409-73.7% |