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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,004 | $165,399-0.8% | $149,745+9.5% | $158,982+3.2% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 15.43% | 348.34%-332.9pp | 276.72%-261.3pp | 302.99%-287.6pp |
| Employer contribution / active EE | $763 | $5,105-85.1% | $4,646-83.6% | $4,763-84.0% |
| Participant deferral / active EE | $5,151 | $7,183-28.3% | $6,843-24.7% | $5,983-13.9% |
| Admin fee / account holder | $902 | $10,811-91.7% | $9,312-90.3% | $11,252-92.0% |