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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,527 | $157,296+139.4% | $141,191+166.7% | $152,897+146.3% |
| Participation rate | 76.2% | 84.8%-8.6pp | 82.5%-6.3pp | 82.5%-6.3pp |
| Annual return | 18.83% | 64.34%-45.5pp | 71.41%-52.6pp | 345.43%-326.6pp |
| Employer contribution / active EE | $584 | $5,262-88.9% | $4,736-87.7% | $4,764-87.7% |
| Participant deferral / active EE | $6,519 | $7,111-8.3% | $6,710-2.9% | $5,851+11.4% |
| Admin fee / account holder | $3,254 | $12,125-73.2% | $10,264-68.3% | $11,599-71.9% |