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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,434 | $135,956+107.7% | $123,894+128.0% | $273,972+3.1% |
| Participation rate | 84.2% | 84.1%+0.1pp | 81.4%+2.8pp | 83.0%+1.2pp |
| Annual return | 5.80% | 56.63%-50.8pp | 47.52%-41.7pp | 41.46%-35.7pp |
| Employer contribution / active EE | $633 | $5,170-87.8% | $4,617-86.3% | $4,869-87.0% |
| Participant deferral / active EE | $7,958 | $6,343+25.5% | $5,984+33.0% | $5,287+50.5% |
| Admin fee / account holder | $3,608 | $9,817-63.2% | $8,357-56.8% | $10,133-64.4% |