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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,187 | $165,381+143.8% | $149,730+169.3% | $158,966+153.6% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 10.76% | 348.29%-337.5pp | 276.70%-265.9pp | 302.95%-292.2pp |
| Employer contribution / active EE | $665 | $5,104-87.0% | $4,645-85.7% | $4,762-86.0% |
| Participant deferral / active EE | $7,597 | $7,182+5.8% | $6,843+11.0% | $5,983+27.0% |
| Admin fee / account holder | $1,251 | $10,809-88.4% | $9,310-86.6% | $11,250-88.9% |